NOGGIN FINANCE
NO API KEY • NO EXTERNAL AI ACCOUNT • STATIC NETLIFY DEPLOY

Upload the commercial loan package for automatic underwriting

The customer uploads the available loan package and the analyzer automatically extracts the deal, calculates underwriting metrics, identifies potential lender channels, and produces a preliminary credit memo. No long application is required.

Documents0 / 50
Combined size0 MB / 50 MB
StatusReady
Automatic workflow: The customer only needs to upload the available project documents. The analyzer runs immediately and shows results without requiring a full application. Missing information is listed for follow-up.

Important: Scanned-image PDFs and photographs require OCR, which is not included in this no-API version. Export scans as searchable PDFs before uploading. Redact Social Security numbers, full account numbers, passwords, and unnecessary identity documents.
No environment variables or Netlify Functions are required.
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VERIFY EXTRACTED UNDERWRITING DATA

Review the extracted information

The analyzer has already completed a preliminary underwriting assessment. Use this optional panel only when you need to correct or supplement extracted information.

Document extraction summary

PRELIMINARY UNDERWRITING RESULT

DSCR
LTV
Debt / EBITDA
Primary lane

Underwriting scorecard

Potential lender fit

Strengths

    Risks and red flags

      Likely conditions

        Missing information

          Automatic extraction quality

            Preliminary credit memorandum

            This output is a preliminary underwriting-support and lender-fit assessment based on applicant-provided documents and user-verified information. It is not a credit decision, approval, commitment, adverse-action notice, rate quote, or guarantee.